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What are annuities?

In its simplest form, or at least as simple as anything in the world of finance can be, annuity refers to a permanent income provided by a lender in exchange for a fixed sum of money or person to the...

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Why personal budget planning is important

Personal budget planning is very important. Anyone who earns a paycheck needs to have a good budget. They need to know where their money is going and how much they spend on each item. The first thing...

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A hard thing to swallow

Life can be tragically unpredictable, the good fortune and positive outcomes we anticipate can suddenly become dire circumstances. One man’s life story reveals a vivid example. His story shows that...

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